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Getting Qualified
Determine the price
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Finding a home
Your needs
Your desires
The price range
Finding listings
Looking at property

The buying process
The right home
Making an offer
The right price
Earnest money
Closing process
Finalizing the sale
Making the move

Finding the right home.

Determine Your Needs:  As a home buyer, you have to decide what you need in your new home. Take the time to write down what features your new home must have. Things like; formal rooms, bedrooms, covered parking, fenced yard, etc. Needs describe what you must have in your new home, things you can not live without. If you're going to purchase a new home you have to make sure you get your needs meet or you will not be happy regardless of how nice the property may be.

Determine Your Desires:  Desires are different from needs. They may include things like; an extra bedroom for guest, a formal dining area, a level lot instead of one that has a slope, a garage instead of a carport, special amenities, etc. The list can be long but you have to determine what features you would like but can live without.  Top

Your Price Range:  As you know, the price you decide to pay for your new home will effect many aspects of the property you purchase. The location, condition of the property, amenities etc will all become a factor surrounding the final price you'll pay. Once you combine your needs, desires and price range, your REALTOR will let you know what properties are currently available for you to see. Top

Finding Listings:  Once you have been pre-qualified and have a good idea of what you need and want in your new home, your agent can help you find the right home for you. Don't beat yourself up by trying to drive around town looking for homes for sale, your agent can provide you with a list that shows you all REALTOR listings in the areas you desire to live in. The list will also include important information like price, bedrooms, baths, square feet, etc. Here's a list of common sources for properties listings:

• Multiple Listing Service- Local advertisements are usually not sufficient in locating the right home for you. In most cases, the best deals never get advertised. Your agent should have access to a Multiple Listing Service (MLS). This is usually a computer service that is updated every second, giving accurate information for property listings for all MLS members, usually every real estate company in the area.
• Real Estate Advertising Publications- These publications usually only offer a small percentage of the homes available in an area. Many of the best deals are never advertised, therefore you can miss out on a special buy if this is your primary means of locating property listings. In some cases the information is out dated. Homes sale and come available everyday, while these publications are printed bi-weekly, or monthly. For that reason, some agents will advise you not to use these means. If you do decide to use them, do your best to mark the ones that you want to ask your agent about.
• Local News Paper- The news paper will have more current information as well as the For Sale By Owner listings. If you find yourself interested in a For Sale By Owner (FSBO) home, inform your agent prior to contacting the seller. Allow your agent opportunity to make the initial contact to the home owner so they can represent you. Many FSBO's will work with your agent and pay their real estate fee.  Top

Viewing Homes:  Once you or your REALTOR have picked out a few homes that should meet your needs, your agent will schedule the appointments. Do your best to schedule your appointments a day or so in advance, this will allow the property owners to get things in order for your short but important visit. Try to be focused while viewing homes. Use the property information sheet to take notes on each home that you see. After touring each home, write down your likes and dislikes. Develop a rating system which will help you narrow the field down to the house that's best for you. Keep only one or two homes in mind, you will only purchase one so keep the process simple by only remembering the homes that you would purchase. As a rule, you should only keep two homes in mind. After you view all the homes on the list determine which two you liked the best and decide between the two. If necessary, view the best two homes again, to help you make your final decision.

Finding the right home is important. Remember to communicate with your real estate agent daily to find out if there are any new listings available. Once you find a home that you like and meets your needs, make the seller an offer before someone else does.  Top

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