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Buyer
Information

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Prepare your home
Making Repairs
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Each Showing

Marketing Time
The Yard Sign
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Showings
Offers

The closing process
Acceptable Offer
The Buyer's Loan
Appraisal
Home Inspection
Before Moving
Closing & Moving

The Closing Process

Accepting An Offer:  When you have an offer that you can afford to accept and your agent feels confident that the buyer can close, get the offer accepted.  You then will enter the escrow period where usually more than 70 people will be involved in finalizing your sale.  Many things have to be completed in a timely manner to get your property closed as outlined in the offer.  The offer and acceptance will usually outline the schedule of events so you can usually use it as a guide to insure that things are flowing the way they should.  Top

The Buyer's Loan Process: If you're working with a buyer that needs to obtain financing the mortgage company has a lot of work to do.  The buyer or their agent will deliver a copy of the accepted offer to the mortgage company, and the mortgage company will ensure that the buyer complies with all necessary requirements to get their loan approved.   Top

The Appraisal: The appraiser is often looked at as the judge of your market value.  Your agent will inform you of what you need to do to properly prepare for your property appraisal.  An appraisal is usually only required if the buyer is obtaining financing and the appraiser's primary responsibility is to insure the mortgage company that your home is worth what the buyer has agreed to pay for it.  Try to have your property in showing condition when the appraiser arrives to appraise your home.  Unfortunately appraisers are human and a dirty house may cause them to value you home less than it needs to be appraised for.  Try to allow the appraiser the do his job alone, your agent should give them all the information to help you get a good report.. Top

Home Inspections: Most buyers hire a professional home inspector to inspect their investment.  The inspector is paid by the buyer to uncover all defects and potential problems.  An inspection may take as long as four hours, and it's best not to get in the way.  A day or two after the inspection is complete the buyer will receive the report and inform you of any necessary repair items. Top

Before Your Move: Before you make your move you want to insure that:

• Your buyer's loan is approved.
• The buyer approves of the repairs that you completed.
• There is not problems with your title/abstract.
• You know when you'll actually be able to close. Top

There may be other specific items of concern in your area, please check with your agent.  We have heard reports of sellers moving from their current residence believing that their property was sold only to find out that the deal has fallen through and had to move back to their home and start all over.

Closing & Moving: As the seller, you will usually close after the buyer.  Once the buyer's loan is approved, the buyer accomplishes their final inspection, and other contract items are completed.  The buyer will close and you will be notified of your appointment time.  Only after the buyer has signed all the necessary papers will you be able to close.  At the time you execute the closing documents the home officially belongs to the buyer.  If you haven't already done so, you'll need to have all the utilities turned off. Top

We are sure that your agent will have to inform you of many things unique to your market area.  Although the process is somewhat overwhelming, your agent goes through the process time and time again so don't hesitate to call them to answer your questions. Top

The yard sign will cause many buyers to all your real estate office calls.